Welcome to CAPITAL TRUST
Providing Loans to All Credit Scores
Create the freedom to do what you want with a personal loan from Capital Trust Loans.
PERSONAL LOANS UP TO R250,000.00 Are you in need of a loan but you’re blacklisted? Get your Personal Loan at the best interest rates! Capital Loans is a nationwide brokerage with over 25 years experience in the credit industry that help clients all over South Africa to obtain PERSONAL LOANS UP TO R250,000.00. We apply for you at our panel of lenders that are all registered with the NCR.
What we offer
Competitive Interest Rates Fixed Monthly Repayments Hassle-Free Applications Flexible Repayment Options Variety of Loan Options Funds Paid To Your Account
Please note that all our lenders are registered with the NCR. See the below guidelines when applying for a loan:
At Capital Trust, we believe in financial empowerment. We are not just a loan provider; we are your partner in building a brighter future. Our mission is to help you achieve your financial goals and improve your creditworthiness. With our responsible lending practices and educational resources, we aim to empower you to make informed financial decisions and take control of your financial well-being.
INSURANCE FEE
It's crucial for you to pay the insurance fee before receiving the loan because insurance provides financial protection against unforeseen events. By paying the fee upfront, you ensures that in case of any mishaps, such as accidents, illness, or property damage, the insurance coverage can mitigate potential losses. This not only safeguards your interests but also demonstrates financial responsibility, which is often required by lenders to mitigate their own risks when extending loans.
Implementation of non payment
Minimum loan period 12 months Maximum loan period 60 months. Maximum APa There should only be initial cost if your monthly debit order was unsuccessful as a result of insufficient funds or changing bank accounts without prior notice to the service provider. The service provider will try to contact the client in order to resolve the problem. If the client can’t be found or the problem can’t be solved, it would be handed over to the internal collections department to see if a solution to the problem can be found. If an agreement can’t be reached, the lender can make use of an external collections company or an attorney. This will lead to an increase in fees and interest. This will have a big influence on the clients credit score and it will be very difficult to get any more credit from any loan provider. Monthly premiums for loan repayments will be done by direct debit order collection from the clients bank account. Unsuccessful debit order collections may result in the client being charged a fee by his own bank for the unsuccessful transaction. Maximum APR 32% per annum. Representative example: Loan amount R100 000, terms: (Annual Percentage Rate) 28%, monthly service fee R68.40, monthly repayment R4558.00. The interest rate will depend on the loan amount, loan term, and credit profile of the applicant
Frequently asked questions
South Africa
Cape town Bosmansdam RoadCapital trust (Pty) Ltd is incorporated as a private limited company in South Africa. We are authorised and regulated by National Credit Regulator
CONTACT US Phone: +27 (0) 81 095 7482 Whatsapp: +27828865221 Email: info@capitaltrust0056@gmail.com